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Types of Financial Aid

Financial aid is a grouping of several types of money that are used to assist you in funding your college education.  

Some funds are totally free while others you need to pay back.  

All types of financial aid require that you are enrolled in courses that apply toward your program of study.

Some types of financial aid may be taxable. For more information, visit the IRS webpage (Topic 421).

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  • Grants

    Grants do not have to be repaid as long as you complete the courses you were paid to attend.  If you do not start or complete your course(s) you may have to pay these funds back.  See dropping/withdrawing for more information.

    There are several grant programs available to students. Complete a FAFSA and your file is automatically reviewed to determine your eligibility for most awards, some have some additional steps.

    At PCC, the following grants are available:

    • Pell Grant
    • Supplemental Educational Opportunity Grant (SEOG)
    • AZ Leveraging Education Aid Partnership Grant (AzLEAP)
    • Health Profession Opportunity Grant (HPOG) Hopes
    • Foster Youth Grants

    For more information, visit our grants page. You can also take a minute to learn it by watching a quick video here.

  • Scholarships

    Scholarships are a great way to supplement your financial aid and reduce or eliminate your need to borrow student loans. Merit Scholarships are typically awarded to students with high grades or some other extraordinary achievement, such as volunteer work or participation in extracurricular activities, while need-based scholarships are typically based on the kind of financial information that is submitted on your FAFSA.

    There are also scholarships based on specific criteria, such as where you were born, your program of study, a special skill you have, or the fact that you are returning to school after working for several years. Not all of these scholarships have essay requirements, as some are awarded based on your height, digital photography picture or video, and so on. We highly encourage you to apply for scholarships! There is a scholarship out there for everyone!

    To learn more, visit our scholarship pages.

  • Veteran's Benefits

    Current and former members of the U.S. Armed Forces and their dependents may also be eligible for veteran's benefits to help defray the cost of college.

  • Federal Work Study

    Federal Work Study is a federal student aid program that provides part-time employment while you are enrolled in school to help pay your education expenses. To learn more about Federal Work Study, click here

    The program encourages community service work and work related to the student’s course of study.

    For more information visit our FWS page

  • Loans

    Student Loans must be paid back (like a mortgage or car loan).  Student loans are generally not based on credit history or employment, they have low interest rates, offer in-school payment deferment while attending school at least half time, and flexible repayment plans.  You must complete the FAFSA to be eligible for Direct Loans.

    Keep in mind, Direct Loans offer low interest rates and flexible repayment options that credit cards and private loans may not. You should always be careful when considering debt as a solution to pay for education costs. You can find more information at the U.S. Dept. of Education Student Loans webpage.

    At PCC, the following loans are available:

    • Student Direct Stafford Loans  (Subsidized and Unsubsidized)
    • Parent Direct PLUS Loan
    • Private Student Loans for Higher Education

    For more information about student loans, visit our loans webpage.

  • Early Book Purchase Program (EBPP)

    Before the semester begins you can get your books up to 10 days in advance and begin preparing for class through PCC’s Early Book Purchase Program.  For more information on how to take advantage of this NEW option, visit our Early Book Purchase Program (EBPP) webpage.

Grants

Grants do not have to be repaid as long as you complete the courses you were paid to attend.  If you do not start or complete your course(s) you may have to pay these funds back.  See dropping/withdrawing for more information.

There are several grant programs available to students. Complete a FAFSA and your file is automatically reviewed to determine your eligibility for most awards, some have some additional steps.

At PCC, the following grants are available:

  • Pell Grant
  • Supplemental Educational Opportunity Grant (SEOG)
  • AZ Leveraging Education Aid Partnership Grant (AzLEAP)
  • Health Profession Opportunity Grant (HPOG) Hopes
  • Foster Youth Grants

For more information, visit our grants page. You can also take a minute to learn it by watching a quick video here.

Scholarships

Scholarships are a great way to supplement your financial aid and reduce or eliminate your need to borrow student loans. Merit Scholarships are typically awarded to students with high grades or some other extraordinary achievement, such as volunteer work or participation in extracurricular activities, while need-based scholarships are typically based on the kind of financial information that is submitted on your FAFSA.

There are also scholarships based on specific criteria, such as where you were born, your program of study, a special skill you have, or the fact that you are returning to school after working for several years. Not all of these scholarships have essay requirements, as some are awarded based on your height, digital photography picture or video, and so on. We highly encourage you to apply for scholarships! There is a scholarship out there for everyone!

To learn more, visit our scholarship pages.

Veteran's Benefits

Current and former members of the U.S. Armed Forces and their dependents may also be eligible for veteran's benefits to help defray the cost of college.

Federal Work Study

Federal Work Study is a federal student aid program that provides part-time employment while you are enrolled in school to help pay your education expenses. To learn more about Federal Work Study, click here

The program encourages community service work and work related to the student’s course of study.

For more information visit our FWS page

Loans

Student Loans must be paid back (like a mortgage or car loan).  Student loans are generally not based on credit history or employment, they have low interest rates, offer in-school payment deferment while attending school at least half time, and flexible repayment plans.  You must complete the FAFSA to be eligible for Direct Loans.

Keep in mind, Direct Loans offer low interest rates and flexible repayment options that credit cards and private loans may not. You should always be careful when considering debt as a solution to pay for education costs. You can find more information at the U.S. Dept. of Education Student Loans webpage.

At PCC, the following loans are available:

  • Student Direct Stafford Loans  (Subsidized and Unsubsidized)
  • Parent Direct PLUS Loan
  • Private Student Loans for Higher Education

For more information about student loans, visit our loans webpage.

Early Book Purchase Program (EBPP)

Before the semester begins you can get your books up to 10 days in advance and begin preparing for class through PCC’s Early Book Purchase Program.  For more information on how to take advantage of this NEW option, visit our Early Book Purchase Program (EBPP) webpage.